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Specialty-Asset Financing

Built for the cars you love.

Your preferred lending provider for exotic, classic, and collector vehicles, backed by 20+ years of specialty-asset expertise.

Loans to $5M · Any dealer or private seller · Vehicles 1920–present

Simple-interest loans

Up to $5,000,000, terms to 180 months

Reviewed by a real person

Conversations, not automatic denials

Fast decisions

Typically within the hour

Buy from anywhere

Any dealer or private seller, 50 states

01Why Digital AutoFi

We come from the car world first, finance second.

We don't believe in automatic approvals or denials. We believe in conversations. Your machine is underwritten as an asset and a story, not forced into an ordinary credit box.

Start your application
01

We believe in conversations

No automatic approvals or denials. A real specialist reviews every file and actually talks with you before anything goes to a lender.

02

20+ years in specialty assets

Exotic, classic, and collector vehicles don't fit a standard credit box. Two decades of specialty experience means we underwrite the asset and the story behind it.

03

One dedicated specialist

A single person owns your file from hello to keys in hand. No call trees, no handoffs, and, in their words, no hold music.

04

Full-service, anywhere

Finance, refinance, or lease buy-out up to $5,000,000, with title work and registration handled for you, and the freedom to buy from any seller.

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Maximum loan amount
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Maximum term length
0+ yrs
Specialty financing experience
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Collectors & enthusiasts helped
02Loan Programs

Financing structured around the asset.

Every file is reviewed and structured by a real specialist, built around the vehicle (exotic, classic, collector, or luxury) and how collectors actually buy. Finance from any dealer or private seller; we handle the title work and registration for you.

Loan amounts
$25,000 – $5,000,000
Term length
48 – 180 months
Eligible years
1920 – present
Structure
Finance · Refinance · Cash-out
Coverage
Available in all 50 states
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03Estimate

Estimate your monthly payment.

Run a few scenarios (price, down payment, and term) for a quick, no-obligation estimate. When you're ready, a specialist will tailor your real numbers.

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%

Estimated monthly payment

$3,217/mo

Financing $200,000 over 84 months at 8.99% APR.

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Estimated Payment Only. This calculator is provided for illustrative purposes only and does not constitute a credit application, approval, offer, commitment to lend, or guarantee of financing. The interest rate used is an estimate and may not reflect the rate for which you qualify. Actual loan terms, rates, monthly payments, and approval are subject to creditworthiness, vehicle eligibility, lender requirements, and other underwriting factors. Estimated payments do not include taxes, title, registration, insurance, or other applicable fees. Please refer to our disclosures for additional information.

05The Concierge Process

From first call to keys in hand.

A real specialist owns your file end to end: no call trees, no handoffs, and in their words, no hold music.

Step 01

Let's have a conversation

No bots and no automatic denials. A real specialist learns about you and the car.

Step 02

Apply for financing

A simple, fully online application. We handle the paperwork, title work, and registration.

Step 03

Go over your options

We bring tailored options from our lender network and walk you through every one.

Step 04

Get on the road

Established lender relationships remove the speed bumps, so you're driving sooner.

What our clients say

Whether you're buying your childhood dream car or seriously collecting classics, we get you.

4.9

Rated 4.9 out of 5 on Google

I had an outstanding experience working with Nolan O'Brien at Digital AutoFi. From the very beginning, he made the loan process straightforward, efficient, and stress-free, explaining all of my financing options and answering every question thoroughly. What really stood out was his genuine commitment to helping me make the best financial decision, not simply getting the loan approved. If you're looking for someone knowledgeable, trustworthy, and committed to exceptional service, I highly recommend Nolan and the team.
LLawrence SignoreVerified Google review
If anyone is trying to achieve their goal of owning their dream car, this is the place to go. Nolan went above and beyond to help me through the process and was there every step of the way. Any questions I had were answered right away with full explanation. I couldn't be happier than the day of the approval. I will definitely use Digital AutoFi in the future. Thank you!
MMichael SarolVerified Google review
Digital AutoFi is probably one of the best companies I have ever dealt with. I'm a dealer and have been selling classic and exotic cars for over 20 years. The whole team is very professional and goes far and beyond for both the customer and the dealer. Tamatha, Nolan and their team will always be my first choice. Thank you for everything you do for us.
JJoseph BurgarelloDealer · Motorcar Classics
It was a great pleasure doing business with Digital AutoFi. Tamatha, Nolan and Presley were great to work with, and I especially liked how they went to bat for me to get items taken care of during registration. I'd never bought a vehicle out of state, but they made the process smooth. I would definitely recommend Digital AutoFi — they are honest and down-to-earth with their customers.
KKenneth Ball Sr.Verified Google review
As a classic car dealership, finding the right financing partner for our customers is crucial, and Digital AutoFi has been nothing short of amazing. Nolan is the best in the business: responsive, knowledgeable, and always willing to go the extra mile. Tamatha is awesome and a true professional. The entire team works hard to get deals done quickly and smoothly. Highly recommend them to any dealership looking for a reliable lending partner!
EEvans ClassicsClassic car dealership
I recently worked with Digital AutoFi during my car-buying process and had a fantastic experience. Everyone I spoke with was very personable, always willing to answer my questions, and communicated very well throughout the entire process. They were also all car lovers, which made the whole experience more enjoyable! I would 100% recommend them to anyone looking to purchase a car.
MMatt RabiegaVerified Google review
Digital AutoFi has revolutionized the specialty lending space and has been a key factor in the success of my classic car dealership. The team is easy to work with and efficient. I would recommend them to anyone looking for specialty financing!
MMatt MulcahyHigh Octane Classics

Trusted across both sides of the deal

Experian logo
DocuSign logo
LexisNexis logo
Black Book logo
J.D. Power logo
NCM logo
BBB Accredited logo
Experian logo
DocuSign logo
LexisNexis logo
Black Book logo
J.D. Power logo
NCM logo
BBB Accredited logo

In partnership with Hagerty Insurance & Grundy, among others.

BBB Accredited · NMLS #2473773 · 20+ years in specialty finance

06FAQ

Questions, answered.

Approvals vary based on many factors: credit score, home-ownership status, credit history, and more. Every case is different and no exact score guarantees approval, but we recommend applicants have a 650+ score.
Decision times vary, but we'll typically let you know if you qualify within an hour.
Exotic, classic, collectible, and high-line luxury brands.
Loan amounts are available from $25,000 to $5,000,000.
Terms are available from 48 to 180 months.
Yes, loans are offered in all 50 states.
Get started

Speak to a concierge.

One dedicated person, from hello to keys in hand. Tell us about the machine and we'll structure the rest.

  • Decisions in about an hour
  • No application fees
  • Available in all 50 states
CallApply Now