Digital AutoFi is a service provider that works on behalf of our customers to get them favorable loan offers. We partner with a variety of financial institutions allowing us to offer our clients tailored finance and lease proposals. We are experts in underwriting for specialty car financing, and we love what we do.
Auto loan approvals vary based on many factors, including credit score, home ownership status, credit history, etc. While every case is different, and no precise score guarantees approval, we recommend that applicants have at least a 650+ score.
Digital AutoFi believes in having a real human look over your application and having a conversation with you before submitting to our financial partners. Many auto loan denials are due to incorrectly filling out online applications. We work to avoid this by helping to ensure applications are accurate and clients understand the requirements and process.
Decision times vary, but we will typically let you know if you qualify within an hour.
Digital AutoFi works on behalf of our customers to get them favorable loan offers. We partner with various financial institutions, allowing us to offer our clients tailored finance and lease proposals. We are experts in underwriting for specialty car financing, and we love what we do.
Auto loan approvals vary based on many factors, including credit score, home ownership status, credit history, etc. While every case is different, and no precise score guarantees approval, we recommend that applicants have at least a 650+ score.
Digital AutoFi believes in having a real human look over your application and having a conversation with you before submitting to our financial partners. Many auto loan denials are due to incorrectly filling out online applications. We work to avoid this by helping to ensure applications are accurate and clients understand the requirements and process.
Decision times vary, but we will typically let you know if you qualify within an hour.
Exotic, Classic, Collectible, and High-line Luxury Brands.
Loan amounts are available from $25,000 - $5,000,000.00
Terms are available from 48 - 120 months.
All loans require a down payment of 10-20% of the selling price. Depending on the transaction size, an additional down payment may be needed based on collateral type, model year, and mileage.
Yes, both financing and refinancing are available.
Yes, financing is available for private party sales.
Approvals are good for 45 days.
Yes, stated-income loans are available for loans less than $150,000. However, these loans are subject to the lender's underwriting requirements. If you're interested, don't hesitate to contact us for more details.
Credit scores of 630+ are recommended.
Yes, loans are offered in all 50 states.
Valid Drivers license, Proof of income
Loans require “Agreed Value” insurance. Agreed Value policies require clean driving records, a private enclosed garage where the garage will be kept, and a daily driver's car for all drivers in the household.
It is recommended that you submit your application online. If you have questions regarding the application, please call us at 646-893-5200.
Typically, approvals take a few hours; for loan amounts over $150,000, approval times can take up to two business days.
No application fees are charged.
Sales tax, title, and registration fees may be financed depending on the structure.
Yes, loans may require appraisals and collateral inspections.
Costs associated with appraisal will be considered payable if the loan is not funded.
For a purchase transaction, you will be asked to provide:
• Copy of your current driver's license
• Copy of purchase agreement
• Proof of down payment (if applicable)
• Proof of insurance
• Sellers/Dealers contact information
For a refinance transaction, you will be asked to provide:
• Copy of your current driver's license
• Copy of your current registration
• Proof of insurance
• The current lender's contact information
Additional documents may be required and will be communicated during the loan process.
There are no prepayment or principal payment penalties.
Every state varies; plates and registrations are typically secured within 30 days of funding.
On the day of funding, each client receives exact instructions requesting the documents needed for their state to finalize the title and registration process.
Digital AutoFi handles every registration transaction.
A vehicle can be registered to a single asset-based Montana LLC. The LLC must be established or transferred to our approved companies.